O*NET Career Intelligence

Credit Analysts

SOC 13-2041.00

Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decision making.

Zone 4 Business and Financial Operations

Skills

Knowledge

Job Zone

Green

Top Skills 8

Critical Thinking

4.0

Active Learning

3.6

Reading Comprehension

3.5

Active Listening

3.5

Speaking

3.5

Judgment and Decision Making

3.5

Mathematics

3.4

Complex Problem Solving

3.2

Knowledge Areas 8

Economics and Accounting

4.0

English Language

3.6

Mathematics

3.5

Customer and Personal Service

3.3

Clerical

3.2

Law and Government

2.9

Computers and Electronics

2.7

Administration and Management

2.4

Key Tasks

1Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.

2Generate financial ratios, using computer programs, to evaluate customers' financial status.

3Consult with customers to resolve complaints and verify financial and credit transactions.

4Prepare reports that include the degree of risk involved in extending credit or lending money.

5Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.

Also Known As

Analyst Credit Administrator Credit Analyst Credit and Collections Analyst Credit Assessment Analyst Credit Coordinator Credit Manager Credit Negotiator Credit Representative Credit Risk Analyst